» home   » coach   » bookshop   » login   » faq   » contact   » site map  
Our site is nearly back to its normal state after a major disruption, sorry for any inconvenience but there are still some issues being ironed out. Thank you for your patience.

Step 4 - start and manage your plan choose a step
become a mortgage free member today

What's your dream house?

What's your dream car?

What's your dream boat?

What steps are you taking towards achieving you dreams?

Mortgage Reduction Software - Supercharge Your Future...

Most people hate the word “budgeting”… and they often loath having to maintain a budget even more!

The challenge we set ourselves at Mortgage Free Australia was to invent a painless way for you to manage your budget. A system that would automatically keep track of your expenses and income. A system that would do most of the boring “grunt work” for you.MRP sample pages

Introducing… the most sophisticated D-I-Y online budgeting software
you can operate without needing a Financial Planner to help you…

Mortgage Free Australia’s Online
Mortgage Reduction Plan Software (MRP)…

…For the Exclusive Use of Members, Only!

» Click Here to preview the powerful MRP budgeting categories…

MRP is powerful software that is surprisingly easy-to-use! It is specifically designed to help you create your own personalised Mortgage Reduction Plan. It is the most effective budgeting tool you will ever use because it allows you to see the direct relationship between the income you receive and the money you spend on the overall term of your home loan!

And as your circumstances change, you can make the necessary adjustments quickly and easily, and then project out how they will effect your Mortgage Freedom goals.

For example, "what-if" you wanted to know the effect of:

  • Depositing your tax refund of $1,500 in July in year 1 of your Home Equity Loan? 
  • Withdrawing $6,000 to update your car in June of the 4th year of your home loan? 
  • Decreasing / increasing any of your expenses by $20 a week / month / fortnight, etc? 
  • The effect of increasing / decreasing the interest rate on the overall term of your home loan?

MRP will be able to accurately calculate the effect each of these "what-if" scenarios, and the effect they will have on the term of your home loan. So, every time you want to spend money, you will be able to make informed decisions based on facts. Then you can decide if it’s better to wait - or spend your money now!

» Click Here to View a Special MRP Presentation or...

» Click Here for the story of how MRP helped David and Jill to go to Disneyland…

» Click Here to get your personalised Mortgage Reduction Plan now... special members offer only $189.95 for a 12 month subscription


What our Members are Saying... 
"I came across a link to your website while I was on the internet a while ago and immediately had a scroll through all the information, signed up as a member and ordered a copy of your book, "How To Be Mortgage Free in 4 Easy Steps". I purchased my first house in Perth 12 years ago. About 5 years later I refinanced my mortgage to buy a unit in Perth and I have recently just built a new house in Queensland. All of these are investment properties, as I did my sums early on and figured that I was best to rent a place to live in and then rent out my properties. I suppose the thing that surprised me the most after reading. How to be mortgage free in 4 easy steps was that I actually did not have to change a single thing. I was already doing exactly what your book suggests! My 2 Perth properties are P&I loans which are 100% offset. Mt Queensland property is Interest only and I live and pay all my expenses on credit card and then pay that balance at the end of each month. As I have refinanced loans to buy more property, I have never actually become mortgage free, although I now have other people paying off the majority of my loans. People always seem to ask me how? And I always reply, "how can you not?" But still most people do not understand. I have not had to work any harder or sacrifice to have these investment properties and I am not on a huge wage either. What I do know is that I actively seek as much information as possible about my mortgages and investments and actually have an interest in them and I would really like to retire by the time I am 40, which is about 10 years away. I plan to buy more properties in the future, although at the moment I am diversifying by trying my hand in the stock market. What I have noticed is that there are many people out there who either do not understand enough about their finances or are just too scared or naive to want to learn more – when it is only in their best interest to! So although I was already on the path to being mortgage free by putting into practice what you said in your book, I do hope many more people get the chance to read your book or look at the website so they too can start on the path towards financial freedom."
Ian, WA
"A few years ago we did a bathroom renovation which was around $12,000. I punched the estimated cost into the Mortgage Reduction Plan software and it really didn’t make much of a blip on our loan repayment term. Not like I was expecting. I thought, “Well, this can’t be right”. At the time, I had to go see the bank and talk about money anyway. When I spoke to our banker about how little difference the projected $12,000 redraw seemed to affect our loan, he put it in his banks’ computer program… and it came out the same! He said, “Oh, yeah, that’s right”, so I knew it was. When we actually spent the money and did the reno, it worked! I heard about the Mortgage Reduction Plan software a few years ago. I think I saw it on the local Current Affairs programme. I went in and investigated it. It’s great because we’ve been doing a lot of renovating over the last four or five years at our home, and we’re both on wages, so we can put the “what ifs” into the program to see what’s going to happen in the next four or five years with our loan. Mortgage Free Australia has fantastic support for the Mortgage Reduction Plan software, too. Sometimes I’ve put the in figures a bit wrong and I’ve had to ring up to get some help. The guys at Mortgage Free Australia have been really, really helpful. I can thoroughly recommend the online Mortgage Reduction Plan software. I’ve been using it now for over 3 years."
Marion Carter (Administration Officer), Mira Mar, Albany WA 6330
"You’ve absolutely got rocks in your head if you’re not destroying your loan using this system! I got your book ‘How to Be Mortgage Free in 4 Easy Steps’ and I put it on the side for a week or so, thinking, “Oh, I’ve got to read that”. And then one night I couldn’t sleep, so I read it. I read it all in one go. Afterwards, I thought, “Right, I’ve definitely got to do something about the obvious waste of money occurring with my mortgage!” I decided to use a Mortgage Coach to fix the problem because of the excellent common-sense information in the book. The coach I used, Lorelle McCormack, was superb and couldn’t do enough for us. The way she kept me in touch with the progress of my loan was very good. Lorelle always gave me a ring saying what was happening with the loan, or that I was going to receive documents in the mail and when I got the documents what to do with them. I remember one of the forms I got from the bank that I just didn’t understand. I rang up Lorelle and she rang back -- within about a minute -- and told me what it was about... and this was at half-past-nine at night! The fact that Lorelle came out to our place at a time convenient to us and took the time to explain everything was the most important aspect to me. First Lorelle came to my office to meet me, then she came to my home and met my wife. I wouldn’t run around the banks trying to find things out, I just wouldn’t do that. I appreciated Lorelle’s care of my situation, because it’s a pretty big decision getting a new mortgage—we’re talking six figure numbers! If my circumstances change, I’d certainly use a Mortgage Coach in the future."
Charlie Gunningham, (Founder & Director, AussieHome.com), Woodlands WA 6018

© Copyright 2013 Mortgage Free Australia Pty Ltd ABN 81 097 513 605
About Us | Web Site Terms of Use | Disclaimer | Security | Privacy